Applying for Mudra loan Use a Benifit of Mudra Yojana
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About Us
MUDRA Finances
Atmanirbhar Bharat Abhiyan
Get Mudra Loan Yojna at attractive interest rates
Mudra loan is extended for a variety of purposes which provides income generation and employment creation in Manufacturing, Services, Retail and Agri. Allied Activities.
Welcome To Mudra Loan Yojna
Apply For Mudra Loan
Shishu
Covering Loans Upto 50,000/-
Kishore
Covering Loans Above 50,000/- and Upto 5 Lakh
Tarun
Covering Loans Above 5 Lakh And Upto 10 Lakh
Tarunplus
Covering Loans Above 10 Lakh And Upto 20 Lakh
Mudra Loan
Get Mudra Loan In-principle Approval in 59 Minutes. From anywhere, anytime without vising Bank Branch
A MUDRA Loan Yojna is being provided under the MUDRA Yojna to the non-corporate and non-farming small and micro enterprises/ businesses. Loans upto INR 10 Lacs can be availed under the MUDRA scheme. Micro Units Development and Refinance Agency Limited (MUDRA) is an NBFC supporting the development of small business owners in India.
The MUDRA Loan Yojna are to be provided for income generating small business activities across manufacturing, processing, services or trading sectors and would cover all Individuals/ Proprietary Concerns/ Partnership Firms/ Government Limited Companies/ Entities of any other legal forms running as shopkeepers, artisans, self-help groups, manufacturing units, hawkers, professionals, service providers, etc.
The MUDRA Yojna can be extended under 3 categories as mentioned below:
Shishu : Offers loans upto INR 50,000.
Kishore : Offers loans above INR 50,000 and upto INR 5 Lacs.
Tarun : Offers loans above INR 10 Lacs and upto INR 20 Lacs.
Mudra Loan Eligibility
Mudra loan can be availed by the following entities:
Applicants with minimum age of 18 years and maximum 65 years
Business owners
Shopkeepers
Small Industrialists and Manufacturers
Individuals involved with Agricultural activities
Startup entrepreneurs
Dedicated Customer Support
4.5 Happiness Rating
Minimal Documentation
Our Services
Experience Financial Freedom with Our Loans
Simple 3-Step Process
Get the Funds You Need in Just 3 Simple Steps with Our Easy Loan Process
Begin the loan application process by filling out a simple form with your basic information, desired loan amount, and monthly income. This should only take a few minutes of your time.
After submitting your loan application, you will receive an email requesting any additional documents needed to complete the application process. Your eligibility for the loan.
Once your eligibility has been confirmed, a representative will contact you by phone to finalize the loan process. Once approved, your loan will be disbursed quickly and efficiently.
Features
Representative Example:
What are the products under Mudra Loan?
The Mudra Loan Yojna scheme offers 3 products to eligible entities, namely Shishu, Kishore, and Tarun. The details of these three products are explained here.
Shishu Loan
Shishu loans under the Mudra Yojna scheme allow entrepreneurs on the threshold of starting a business to borrow up to Rs. 50,000. The following details need to be furnished to avail this loan.
Quotation of machinery and other items that need to be purchased
Details of plant and machinery purchased
Details of the supplier providing the plant and machinery
Kishore Loan
Kishore loans range from Rs. 50,000 to Rs. 5,00,000. They’re ideal for businesspersons who require additional funds for expanding their trade. Here’s a checklist of details and documents needed.
Balance sheet of the business pertaining to the two previous financial years
Income tax and sales tax returns
Bank account statements for the previous 6 months
Estimated balance sheet for the next 1 year or for the duration of the loan sought
Memorandum of association and articles of association, if applicable
Sales made in the current financial year before applying for the Mudra loan
A report exploring the technical and economic sustainability of the applicant’s business
Tarun Loan
Tarun loans under the Mudra Loan scheme range from Rs. 5,00,001 to Rs 20,00,000. Business owners who wish to avail a Tarun loan need to furnish these documents, in addition to the details required for applying to Kishore loans.
Proof of address
Proof of identity
ST SC OBC General all India
With the Mudra Loan scheme, you can borrow up to Rs. 20 lakhs to 1 Crore . If your business is in need of more capital or funds, or if you don’t qualify to borrow under the Mudra Loan scheme, you could always avail a business loan on Finserv MARKETS. On Finserv MARKETS, you can apply for loans as high as Rs. 20 lakhs to 1 Crore without the need to provide any collateral. The process from application to disbursal is also quick and easy, since there’s minimal documentation involved.
Eligibility
This fee is ONLY applicable when borrowers repay bill overdue. For example, if you have Rs 10,000/- overdue of principal, then customer to pay additional Rs 300/- for one month of delay in repayment of loan.
- Should be Indian Citizens.
- Must be salaried professionals.
- Must have a monthly take home salary of at least INR 30,000/-
- Should have a regular credit of salary to a bank account.
- Age should be between 25 and 55 years.
- Loans of up to 80% of your monthly salary..
Documents
Provide the following KYC documents for evaluation of your loan-worthiness
- PAN Card.
- Salary Slips (Last 3 months).
- Bank Statement of Salary Account (3/6 months).
- Address Proof.
Frequently Asked Questions
How can I apply for a medical emergency loan fro Mudra Finances?
You can apply for a medical emergency loan by filling out the online application form and submitting the necessary documents. Dhani Finances offers quick approvals and disbursement of the loan amount.